The UK tax system is undergoing one of its biggest changes in decades, with Making Tax Digital (MTD) transforming how landlords report income to HM Revenue & Customs. If you own rental property, this isn’t something to ignore—MTD will fundamentally change how and when you report your rental income. Here’s…
Read MoreRecent headlines have caused uncertainty across the rental sector, with speculation that the UK Government may introduce rent controls or even a temporary rent freeze. However, the position has now been clarified. The Housing Minister has confirmed that the Government is not currently considering rent controls, providing some reassurance for…
Read MoreThe UK’s private rented sector (PRS) continues to contract as more landlords sell their properties, with a significant proportion of those homes moving out of the rental market altogether. New research from Pegasus Insight’s Landlord Trends report highlights that landlord disposals remain a major factor reducing the number of homes…
Read MoreThe UK’s private rented sector is undergoing a significant shift, with new research revealing that nearly £48 billion has been wiped from the value of rental property as landlords leave the market. According to analysis by property consultancy Savills, the private rented sector experienced its largest decline this century during…
Read MoreLandlords looking to refinance or secure new buy-to-let mortgages may face fewer options and rising borrowing costs following recent global market volatility linked to the conflict involving Iran. Mortgage Product Choice Falls New figures from Moneyfacts show that the number of available buy-to-let mortgage deals has dropped significantly in early…
Read MoreThe UK rental market entered the end of 2025 with a noticeable shift in direction: while rents continued to rise on an annual basis, the pace of growth has slowed considerably, and competition between tenants eased compared with the fevered activity seen during the pandemic years. Rents: Growth Continues, But…
Read MoreOn Wednesday, 26th November, the Chancellor of the Exchequer delivered the 2025 Budget Statement in the House of Commons. We have put together some brief key points affecting property owners. What’s favourable / brings clarity There will be no new annual property tax on homes over £500,000 — a major…
Read MoreA significant shift occurred recently in the UK mortgage market: average two‑year fixed mortgage rates have fallen below five‑year rates, a scenario unseen since the post‑mini‑Budget upheaval of 2022 The Guardian+4Financial Times+4Moneyfacts Group+4. What’s the Current Rate Landscape? Moneyfacts data shows this divergence is the first since September 2022, signaling…
Read MoreOn 7 August 2025, the Bank of England lowered the base rate from 4.25% to 4%—the fifth cut in a year and marking its lowest level since March 2023 . This decision was decided through a historic process: the MPC was so divided that it held two rounds of voting,…
Read MoreIn a tightly contested vote, the Bank of England’s Monetary Policy Committee (MPC) decided today to reduce the base rate by 0.25 percentage points, bringing it down from 4.25 % to 4 %—the lowest level since March 2023. This marks the fifth reduction in just over a year. Decision Details The decision…
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